These terms of service ("Terms") contain vital information concerning your investments facilitated by this platform (hereinafter referred as SIPL), (referred to herein as "We," "Our," or "Us" or "us"). These Terms govern the relationship between Us and You, the user, defined as any individual who has contacted us through the website for knowing and investing in our suggested offerings (referred to as "You" or "Client" or "User"). We do not provide any trading in the debt segment through our website. All investments are directly made in the user's respective demat accounts opened with any of the registered brokers in either of the regulated depositories.
Your use of the services offered by us, is subject to these Terms. Your acceptance of these Terms, which you signify by contacting us through the website, constitutes your confirmation that you have read, understood, and agreed to be bound by them. All securities offerings are subject to applicable laws, government notifications, and the regulations and guidelines established by SEBI and other regulatory bodies. This document serves as an electronic record and a legally binding contract between you and us, formulated under the Information Technology Act, 2000 ("IT Act") and its associated regulations. As this electronic record is generated by a computer system, it does not require a physical, electronic, or digital signature.
You are hereby advised and agree that all investment and trading decisions are based entirely on your own investment objectives and financial situation. This includes all decisions made based on any information made available by us. You acknowledge that SIPL acts strictly as a facilitator, providing access for its Clients to engage in financial markets, and that SIPL does not intend to influence or alter your decision-making process in any way. You agree that you will not hold SIPL, its officers, directors, partners, employees, agents, subsidiaries, affiliates, or business associates liable for any trading losses or damages incurred from reliance on information, opinions, advice, or other materials found on the website or in any literature disseminated by SIPL or its affiliates. We strongly recommend that you seek independent professional advice regarding the suitability of any investment decisions. You acknowledge that employees and representatives of SIPL are not authorized to provide such advice. Any advice inadvertently provided by such personnel is considered strictly personal, and SIPL disclaims all liabilities arising therefrom.
To access any investment solution, you must provide the necessary KYC documents and any further interaction, is contingent upon the submission and verification of necessary documentation, a process subject to the sole discretion of SIPL. By providing the necessary documents, you provide the following consents and affirmations, as applicable and in accordance with regulatory and operational requirements:
SIPL shall not be held liable for transaction failures resulting from inadequate fund or security provision or the provision of misinformation. Users shall bear full financial responsibility for charges incurred due to such deficiencies. SIPL reserves the right to pursue recovery actions for any such charges resulting from user negligence or inactivity.
While SIPL aims to provide reliable services connecting you with the concerned regulated websites, it cannot guarantee the materialization of any transaction or be held accountable for operational delays or failures. This includes, but is not limited to, delays caused by internal or external factors such as system downtimes, technical issues, or natural disasters.
Given the nature of the investments in Corporate Bonds, refunds and cancellations are not applicable for orders that have been successfully placed and settled.
Currently, access to the Website is free of charge. We reserve the right to implement fees in the future, which will be communicated via email 30 days in advance and posted on the Website. You are solely responsible for identifying and paying all taxes, duties, cess, and other charges (including penalties and interest) related to your transactions. We shall not be liable for any taxes payable by you to any governmental authority.
In situations including, but not limited to, violations of applicable laws and these Terms, we may suspend or terminate the services provided to you, which may restrict your access to certain or all service features. Upon suspension or termination, your right to use the services will cease immediately. We shall not be liable for any claims or damages arising from such suspension or termination.
We will use your data to provide the website's offerings in accordance with our Privacy Policy. You provide your explicit consent to the sharing of your data with us in the manner described in our Privacy Policy.
You acknowledge and agree that all content on the website, including but not limited to software, text, images, graphics, audio, and video, is the exclusive property of SIPL. We, along with our licensors and affiliates, own all legal rights, title, and interest in the website and its services, including all intellectual property rights (referred to as "Protected Material"), with the sole exception of third-party content. You are strictly prohibited from copying, modifying, reproducing, republishing, transmitting, posting, distributing, using, or otherwise appropriating the Protected Material in any form without our express written permission.
We will maintain the confidentiality of your personal information as per our Privacy Policy. We and our affiliates will protect your information with the same standard of care we use to protect our own. You acknowledge that we may be required to share your information with a third party to provide our services. These third parties are contractually obligated to protect the confidentiality of your information and use it only for the purposes required under our agreement.
These Terms, the Privacy Policy, Disclaimers Document, and any other policies may be modified at any time at our sole discretion without prior notice to you. The revised version will be posted on the Website. It is your responsibility to review them regularly. Your continued use of the Website signifies your understanding and agreement to the revised version.
You hereby acknowledge that we, our affiliates, directors, officers, employees, and agents shall not be held liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages you may incur, regardless of the cause or theory of liability. We are not liable for damages arising from your inability to access or difficulty in accessing the Website due to bugs, viruses, or similar malicious code transmitted by a third party. We are also not liable for any loss of your data or claims related to it.
You agree to release, defend, indemnify, and hold harmless us, our affiliates, and our directors, officers, employees, and agents from any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including attorneys' fees) arising from: your access to and use of the Website; your violation of any clause of these Terms; your violation of any third-party rights; any third-party actions related to your access/use of the Website; and your violation of any applicable laws.
By using the Website, you represent and warrant that:
You are forbidden from violating or attempting to violate the security of the Website. Prohibited activities include tampering, providing false information, misrepresenting your identity, or engaging in fraudulent acts.
We shall not be liable if any transaction fails or is not completed, or for any failure on our part to perform our obligations, if such failure is caused by a Force Majeure Event. A Force Majeure Event is defined as any event beyond our reasonable control, including unavailability of communication systems, sabotage, fire, flood, earthquakes, acts of God, civil commotion, strikes, riots, war, acts of government, computer hacking, power failures, or other technical errors.
These Terms are governed by the laws of India. The courts and tribunals in Bengaluru shall have exclusive jurisdiction over any disputes. Parties shall first attempt to settle disputes amicably. If no settlement is reached within 15 days of a written notice of dispute, the matter shall be referred to arbitration under the Arbitration and Conciliation Act, 1996.
Investment Risk: You acknowledge that investing in corporate bonds is suitable only for sophisticated investors. We provide no guarantee of investment objectives or capital return. The assets carry various risks such as market risk, credit risk, interest risk, liquidity risk etc. and we do not guarantee an ability to sell or redeem them. The Website is not a trading website or a stock exchange. Investments in debt securities are subject to risks. Read all the offer related documents carefully. Past performance does not guarantee future returns. All investments are subject to market risks and investors should consult their financial advisors before making investment decisions.
Taxes: We do not provide tax advice. You are advised to consult a professional tax advisor.
We are committed to resolving grievances fairly and effectively. All grievances should be addressed to the Grievance Officer and emailed to the contact email id mentioned on the home page.
For questions regarding these Terms, please contact us as per contact information given under the contact us section.
Last updated: April 2026